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To Roth or Not to Roth…
That Is the Question
One of the big questions for investors in 2010 is whether or not to convert their “traditional” IRA to a Roth IRA. This question has become one of the biggest new-business gimmicks for financial institutions to come along in decades.
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The Value of Guidance…
Improved Returns = More Money for Retirement
The insurance company, John Hancock, commissioned a study to measure the investment returns of more than 14,000 participants in 401(k) programs from 1997-2006. They compared the investment returns of those participants to a group who had used a professionally managed program.
The study found that 84% of the participants would have had much higher returns if they used professionally managed portfolios rather than choosing their investments alone.
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